Features - Payment Infrastructure as Service

Nearpay Features

Nearpay POS VS Traditional POS

Nearpay Features

Nearpay - Tap to Pay

software-based solution that allows merchants to accept payments directly on their mobile devices or tablets

Traditional POS

hardware-based systems used by businesses to process payments and manage sales transactions.

Transaction Types

Features	NearPay Soft POS	Hard POS
Standard Purchase Basic transaction for purchasing goods or services.	Yes	Yes
Purchase with Naqd Purchases made with Naqd (cash) payment method.	Yes	Yes
Refund Process Process for refunding a previously completed transaction.	Yes	Yes
Authorization Request Reserving a specific amount from a cardholder's account before completing a purchase.	Yes	Yes
Extend Authorization Extending the time period of a previously authorized transaction.	Yes	Yes
Void Authorization Canceling an authorization before the transaction is captured.	Yes	Yes
Reverse Purchase Reversing a purchase transaction, often used to correct errors.	Yes	Yes
Refund Reversal Canceling or reversing a refund transaction.	Yes	Yes

Payment Network Compatibility

Features	NearPay Soft POS	Hard POS
Mada Network Supports Mada, the national payment network in Saudi Arabia.	Yes	Yes
Visa Card Supports Visa payment network for transactions.	Yes	Yes
MasterCard Supports MasterCard payment network for transactions.	Yes	Yes
American Express Supports AMEX network for transactions.	Yes	Yes
Visa Debit Supports Visa debit cards for transactions.	Yes	Yes
Maestro Card Supports Maestro debit card payment network.	Yes	Yes
UnionPay Supports UnionPay network for global transactions.	Yes	Yes
JCB Network Supports JCB payment network, especially in Japan.	Yes	Yes
Discover Network Supports Discover card transactions.	Yes	Yes
GCCNET Supports GCCNET, the payment network in Gulf countries.	Yes	Yes

Supported Devices

Features	NearPay Soft POS	Hard POS
Personal Android Devices NearPay can be installed and used on personal Android devices.	Yes	No
Business Android Devices NearPay supports Android devices for business purposes.	Yes	No
Personal iPhone Devices NearPay support for personal iPhone devices coming soon.	Soon	No
Business iPhone Devices NearPay support for business iPhone devices coming soon.	Soon	No
Self-Service & Table Android Devices Supports Android-based self-service and table devices.	Yes	No

Dashboard Features

Features	NearPay Soft POS	Hard POS
Team Management Manage user roles and permissions for your organization.	Yes	No
Role Management Define and assign roles to different users for access control.	Yes	No
App Management Manage applications connected to payment terminals.	Yes	No
Real-time Transaction Monitoring Monitor transactions in real-time across terminals.	Yes	No
Geolocation and Time Tracking Track the location and time of each transaction.	Yes	No
Terminal Assignments Assign payment terminals to different users and locations.	Yes	No
Network Management Manage payment networks enabled for each terminal.	Yes	No
Transaction Type Management Control which transaction types are allowed per terminal.	Yes	No
Transaction Speed Details View details about transaction speeds on each terminal.	Yes	No
Internet Speed Details Monitor and check internet speeds at terminal locations.	Yes	No
Notification Settings Configure notifications for different terminal events.	Yes	No
Reconciliation Management Manage financial reconciliations for your business.	Yes	No
Transaction Export Export transaction data for external use or backup.	Yes	No
Reconciliation Export Export reconciliation data for reporting purposes.	Yes	No
Terminal Export Export terminal data for inventory management or audits.	Yes	No
Sales Reports Generate sales reports based on transaction data.	Yes	No

Internet Connectivity Options

Features	NearPay Soft POS	Hard POS
WiFi Connectivity Supports wireless internet connections for transactions.	Yes	No
EDGE Network Supports transactions over EDGE network for slower internet connections.	Yes	Yes
3G Network Supports transactions over the 3G mobile network.	Yes	Yes
4G Network Supports faster 4G mobile network connections.	Yes	No
5G Network Supports next-generation 5G network for high-speed transactions.	Yes	No
M2M SIM Connectivity Supports Machine-to-Machine (M2M) SIM cards for connected devices.	Yes	No

Terminal Assignment and Control

Features	NearPay Soft POS	Hard POS
Assign Terminal to User Assign payment terminals to specific users for controlled access.	Yes	No
Revoke User from Terminal Revoke terminal access from previously assigned users.	Yes	No
API-based Control Manage terminal assignments through an API.	Yes	No
Assign via Email or Mobile Assign terminals to users using their email or mobile number.	Yes	No
Disconnect Devices Disconnect devices that are currently connected to terminals.	Yes	No
View Connected Devices View details of devices connected to each terminal.	Yes	No

SDK Integration Options

Features	NearPay Soft POS	Hard POS
Quick Integration Free and fast integration with minimal setup.	Yes	No
Integration in Under 30 Minutes Complete the integration process in less than 30 minutes.	Yes	No
JWT-based User Verification Authenticate users using JWT for secure transactions.	Yes	No
Mobile OTP Verification Authenticate users via a mobile One-Time Password (OTP).	Yes	No
Email OTP Verification Authenticate users via an OTP sent to their email.	Yes	No
Sandbox Testing Test transactions safely in a sandbox environment.	Yes	No
Purchase Integration Easily integrate purchase functionality.	Yes	No
Refund Integration Integrate refund functionality into your systems.	Yes	No
Purchase & Refund Reversal Integration Reversals for purchases and refunds are supported.	Yes	No
Reconciliation Integration Easily integrate reconciliation functionality.	Yes	No
Transaction & Reconciliation Reports Generate reports for transactions and reconciliations.	Yes	No
NFC Receipt Sharing Share receipts via NFC integration.	Yes	No
Receipt Printing Supports integration for printing receipts.	Yes	Yes
Order Integration with Transactions Link orders to transactions for seamless integration.	Yes	No

Supported Programming Languages

Features	NearPay Soft POS	Hard POS
Java Supports Java programming for integrations.	Yes	No
Kotlin Supports Kotlin programming for Android app integrations.	Yes	No
JavaScript Supports JavaScript for web and backend integrations.	Yes	No
Swift Supports Swift for iOS app integrations.	Yes	No

Supported Frameworks

Features	NearPay Soft POS	Hard POS
React Native Integrate NearPay with React Native mobile apps.	Yes	No
Ionic Framework Supports Ionic framework for hybrid apps.	Yes	No
Flutter Framework Integrate with Flutter for cross-platform app support.	Yes	No

Backend System API Features

Features	NearPay Soft POS	Hard POS
Free API Integration No cost for API integration with NearPay.	Yes	No
Terminal Assignment Control Assign and manage terminals using the API.	Yes	No
Real-time Transaction Filtering Filter and list transactions in real-time.	Yes	No
Real-time Reconciliation Filtering Filter and list reconciliations in real-time.	Yes	No
Terminal Management Manage payment terminals through the backend system.	Yes	No
Trigger Reconciliations Trigger financial reconciliations through API.	Yes	No

Webhooks for Notifications

Features	NearPay Soft POS	Hard POS
Transaction Success Notification Receive a webhook notification for each successful transaction.	Yes	No
Transaction Declined Notification Receive a notification for declined transactions.	Yes	No
Reconciliation Notification Get notified upon the completion of reconciliations.	Yes	No
Reversal Notification Receive notifications for transaction reversals.	Yes	No
Terminal Assignment Notification Get alerts when a terminal is assigned to a user.	Yes	No
Terminal Assignment Revocation Receive notifications for terminal assignment revocations.	Yes	No
Device Connection Notification Receive a notification when a device connects to a terminal.	Yes	No
API Key Regeneration Alert Receive alerts when API keys are regenerated.	Yes	No
JWT Key Regeneration Alert Receive alerts for JWT key regeneration.	Yes	No